My wife and I discovered the Financial Independence community in 2016, which opened our eyes to the possibility of achieving FI at an early age with moderate incomes. With a healthy amount of effort, we achieved FI four years later at ages 35 (me) and 33 (my wife).
Four years sounds quick, doesn’t it? In reality, our journey to FI started the same place as it did for many other folks in the FI community: our childhood. We were both fortunate to grow up in middle-class families that emphasized the value of saving money from an early age. We both had allowances that we earned through doing chores, and we were both expected to pull most of our weight when it came to funding our education. But we also never had to worry about whether we’d have food on the table or a roof over our heads, which makes us vastly more fortunate than millions of people around the world.