FIRE Withdrawal Strategy Algorithms

Last Updated: February 1, 2023

Previously this page was primarily a description of the tool I built to test both the Traditional withdrawal strategy and the Tax And Penalty Minimization (TPM) withdrawal strategy. 

Instead, I’d like to focus on the strategy algorithms: what you need to do each year to follow each strategy. 

I also realized that having both strategies on the same page was a bit too much – especially if you’re interested in just one of the strategies. So I decided to make a new page for each strategy:

Traditional Withdrawal Strategy 

Tax And Penalty Minimization (TPM) Withdrawal Strategy 

I may evaluate and provide other published withdrawal strategies in the future.