Last Updated: February 1, 2023
Previously this page was primarily a description of the tool I built to test both the Traditional withdrawal strategy and the Tax And Penalty Minimization (TPM) withdrawal strategy.
Instead, I’d like to focus on the strategy algorithms: what you need to do each year to follow each strategy.
I also realized that having both strategies on the same page was a bit too much – especially if you’re interested in just one of the strategies. So I decided to make a new page for each strategy:
I may evaluate and provide other published withdrawal strategies in the future.